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If you don't pay them back, what do they mean when they say they'll speak to their legal team about you not being able to pay them back. How do you keep my data collected through the credit card application process safe? Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Our kay credit cards allow for flexible financing options on any purchase. Registered cardmembers can send us a message through secure message center. Here’s how you can pay your kay jewelers store credit card. Kay jewelers offers two credit cards — one issued by comenity bank and one issued by genesis fs card. Our customer service begins with the sale and never ends. Contact us by mail or phone. What are you looking for? © 2025 concora credit inc. What’s the latest i can make a payment online without getting charged a late fee? Why was i charged a late fee? When does my variable apr change and how will i know when it. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Can't find what you're looking for? Registered cardmembers can send us a.